Buying here, done properly.
The rules, the fees, the sequence, the traps. Written once and kept current. Each guide is the brief we would hand our own family before they bought.
How to buy a plot file in DHA safely
A DHA file is a paper allotment, not a physical plot yet. Roughly 8 out of 10 file disputes trace back to a skipped verification step. Here is the order to do them in.
Read the guide →How overseas Pakistanis buy property with a Roshan Digital Account
The Roshan Digital Account lets non-resident Pakistanis fund property in clean, traceable rupees or dollars without flying home. Here is the practical flow and where people get stuck.
Read the guide →Filer vs non-filer, what it costs you when buying
On a PKR 3 crore purchase the filer versus non-filer gap on advance tax alone can run into several lakh. Being on the Active Taxpayer List is usually the cheapest fix in property.
Read the guide →DC rate, FBR value and market price explained
Three different numbers describe the same plot, and confusing them is how buyers over-pay tax or under-declare by accident. Here is what each one is for.
Read the guide →How to verify a society NOC before you pay
An unapproved society can look identical to an approved one from the roadside billboard. The difference is a No Objection Certificate from the right authority, and you can check it in an afternoon.
Read the guide →Off-plan and file risk, and how to reduce it
Buying a file or an off-plan unit means paying today for something that does not physically exist yet. The risk is real but manageable if you weight the developer over the discount.
Read the guide →The Bahria Town transfer process, step by step
Bahria Town runs its own in-house transfer system through its offices, separate from the government registry. The counter process is orderly if you bring the right documents and clear the dues first.
Read the guide →Capital gains and withholding tax when you sell
When you sell, two taxes hit at once, an advance withholding at transfer under section 236C and capital gains on the profit under section 37. Filer status and acquisition date change both.
Read the guide →Marla and kanal explained
Pakistani land is sold in marla and kanal, not square feet, and the marla is not even the same size everywhere. Here are the numbers that let you compare plots honestly.
Read the guide →Choosing between a plot file and a built house
A file ties up less cash and can appreciate faster, a built house gives you rent or a roof today. The right answer depends on your timeline, your risk appetite and whether you need to live in it.
Read the guide →How to verify title with fard and intiqal
Before any money moves on a registered plot, you confirm the seller actually owns it and that it is free of loans and disputes. The fard and the intiqal are the documents that tell you.
Read the guide →Token, bayana and safe payment steps
Most Pakistani deals move in stages, a token to hold it, a bayana to commit, then the balance at transfer. Structuring these stages correctly is what keeps your money safe.
Read the guide →